Loans for Small Churches Made Easy
Simple, No Personal Guarantee, and Receive your Money Fast!
(800) 439-9551
Helping California Churches Receive Financing since 1991
Is your organization looking for small church loans? No matter if you’re looking to expand your small church, update an existing building with a small church loan, or fund a special project, we can help! We specialize in California small church loans with less hassle.
That’s why we help small churches get small loans with less red tape. There’s no need to provide extensive documentation or fill out endless forms with a California Church Loan agent. We offer speedy small church loans in California with simple income verification and fast closing times- often within 2-4 days!
Small Church Financing in California
Many small California churches find themselves carrying multiple loans, a high-rate mortgage, or a looming balloon payment that threatens their budget. Over time, the financial strain can crowd out ministry priorities and create anxiety for pastors, boards, and congregations, particularly for smaller churches in California. Refinancing and debt consolidation allow your church to restructure its obligations so you can focus again on people, not payments.
Sometimes, you just want an updated look for your church to help attract new parishioners or visitors. If you’re outdated church needs a small remodel, we can help with a small church loan in the California area. Worn pew cushions and carpets, rusted hardware, and energy wasting windows and furnaces can all be updated with a loan for your small church.
BDM Mortgage understands that each congregation’s story is unique. Whether your small church is needing an update, experiencing a tougher than usual season in giving, or simply ready to improve its long-term financial health, a carefully structured loan can be the answer.
Small Church Loans for Faith Projects
You can use your California small church loan for a variety of projects or uses. Whatever your church needs is right now, we have the church loan you’re looking for. A small church loan may be perfect for your congregation, and BDM Mortgage Services will work with you every step of the way to obtain your small church loan.
Our lending solutions serve churches of all sizes and backgrounds throughout California, ranging from long-established congregations to newly planted ministries, including Protestant, Baptist, Methodist, Pentecostal, Seventh-day Adventist, non-denominational, and faith-based community centers. We provide church loans, refinancing, and loan consolidation options with minimal paperwork, a simple checklist and no personal guarantees required.
How to Apply for a Church Loan
Smaller congregations often assume they cannot qualify for a property improvement loan, particularly if membership or giving has fluctuated in recent years. In practice, many smaller churches in California are good candidates because they already own their property and have significant equity, even if their operating budget is modest.
To start the church loan process, all you need is an existing church building and a few documents. The appraisal process is quick and simple and you can quickly get approved for up to 50 percent of the appraised value of your church. Once the loan is approved, the funds are dispatched quickly and all that’s left is getting started on making your church a better place to serve and worship.
Whether your congregation is in Los Angeles, the Bay Area, Central Valley, or a coastal region, BDM’s flexible approach brings financial solutions right to your local church—no need to travel or gather intrusive personal information. We even travel to your site, ensuring a personal touch for every loan transaction. We served small churches from every county in California, including:
Los Angeles County
San Diego County
Orange County
Riverside County
San Bernardino County
Santa Clara County
Alameda County
Sacramento County
Contra Costa County
Fresno County
Kern County
San Francisco County
Ventura County
San Mateo County
San Joaquin County
Stanislaus County
Sonoma County
Tulare County
Solano County
Santa Barbara County
Monterey County
Placer County
San Luis Obispo County
Merced County
Santa Cruz County
Marin County
Yolo County
Butte County
El Dorado County
Imperial County
.. and more
